Fix & Protect

Investment

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p.a.

Fixed 2 years

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p.a.

Comparison rate

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p.a.

Fixed 3 years

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p.a.

Comparison rate

Secure your repayments on a low fixed investment rate with $1,000 up to 10,000 cash bonus on loans over $150,000

Key Features

  • Choose between weekly, fortnightly and monthly repayments
  • Make extra repayments at any time, up to $20,000 per annum
  • Protect your interest rate
  • Optional 100% offset account
  • Interest Only repayments available
Additional features
Total upfront fees$1,170^
Offset availableOptional
$10/month
Extra repayments$20,000 per annum, per split
Annual loan administration fee$0
Minimum loan amount$50,000
Maximum loan amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities
Interest Only repaymentsAvailable up to 5 years
2 Years Fixed - Add 0.30% to rate
3 Years Fixed - Add 0.20% to rate

PAYG Applicants

Self-Employed Applicants

Company Applicants

Discretionary Trust

Your wealth, your way

Secure your investment with fixed repayments for your choice of two or three years. Stay on top of your cash flow with Interest Only repayments available for up to 5 years.

Our friendly finance managers are on call to answer any of your questions.

  • Receive $1,000 up to $10,000 cash bonus on loans over $150,000
  • Borrow up to 90% LVR – that’s a minimum 10% deposit!
  • Interest Only repayment option available – add 0.20% to rate

Apply right now!

Fill in our ezy no-obligation form and one of our Finance Managers will call you back within one business day.

Everything you need to know in one place

All Features
Min Loan Amount$50,000
Max Loan Amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities
Max Loan Term30 Years
Max LVR80% for Purchases and Refinances
90% including LMI for purchases and refinances - add 0.10% to rate over 80%. Maximum $1,000,000 Loan Amount
80% for Interest Only repayments
Construction AvailableNo
Debt ConsolidationYes
Cash Out/Equity ReleaseYes
Loan Increases/Top UpsYes
Interest Only RepaymentsAvailable
Maximum 80% LVR
Maximum 5 years
Fixed 2 Years - Add 0.30% to rate
Fixed 3 Years - Add 0.20% to rate
Accounts & Repayments
100% OffsetTransactional Offset is optional at $10/month
VISA debit card with Offset Account
Full Redraw FacilityNo
Additional Repayments$20,000 extra per year, per split
Multiple Loan SplitsUp to 4 splits available at no cost
Repayment FrequencyWeekly
Fortnightly
Monthly
Repayment MethodElectronic transfer
Direct Debit
Salary credit/salary sacrifice
Switch LoansYes
Fees & Charges Breakdown
Application Fee$440
Loan Processing Fee$0
Third Party Valuation Fee$250
^Valuation Fee includes one free Valuation up to $330 if paid at application lodgement, otherwise higher fee at cost with a minimum of $330
Extra Third Party Valuation Fee^At cost
Third Party Legal FeesAt cost
Estimate $330
^Legal fees do not cover disbursements, government charges, and any funder’s contract processing fee.
Other Upfront Fees
Settlement Fee$150
Monthly Fee$0
$10 if Offset account selected
Annual Fee$0
Discharge Fee$500
Early Repayment/Termination Fees$0
Securities
Acceptable Security TypesRefer to your Finance Manager for security acceptance policy
Guarantor - FamilyYes
Guarantor - OtherNo
Borrower Eligibility
PAYGYes
Self EmployedYes
ExpatNo
Non-ResidentNo
Discretionary TrustYes
CompanyYes