Investment Variable

%

p.a.

Variable rate

%*

p.a.

Comparison rate

A great variable investment rate with an optional 100% offset and interest only available up to 5 years!

Key Features

  • Available for vacant land & construction
  • Choose between weekly, fortnightly and monthly repayments
  • Make extra repayments at any time without penalty
  • Interest Only option available
  • Optional 100% offset account
Additional features
Total upfront fees$1,170^
Offset availableOptional
$10/month
Redraw fee$0
Annual loan administration fee$0
Minimum loan amount$50,000
Maximum loan amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities

PAYG Applicants

Self-Employed Applicants

Company Applicants

Discretionary Trust

Your investment, your way

The Lend Ezy Investment Variable loan offers flexibility in repayments and loan features, to help you get peace of mind with your finances in check.

Our friendly finance managers are on call to answer any of your questions.

  • Optional 100% offset at $10/month
  • Available for vacant land and construction purposes
  • Choose between weekly, fortnightly and monthly repayments

Apply right now!

Fill in our ezy no-obligation form and one of our Finance Managers will call you back within one business day.

Everything you need to know in one place

All Features
Min Loan Amount$50,000
Max Loan Amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities
Max Loan Term30 Years
Max LVR80% for Purchases and Refinances
90% including LMI for purchases and refinances - add 0.60% to rate over 80%. Maximum $1,000,000 Loan Amount
90% including LMI for Construction - add 0.60% to rate over 80%
80% for Interest Only repayments
Construction AvailableYes
Add 0.10% to rate
Refer to your Finance Manager for construction fees and policy
Debt ConsolidationYes
Cash Out/Equity ReleaseYes
Loan Increases/Top UpsYes
Interest Only RepaymentsAvailable
Add 0.10% to rate
Maximum 80% LVR
Accounts & Repayments
100% OffsetTransactional Offset is optional at $10/month
VISA debit card with Offset Account
Full Redraw FacilityFree, unlimited electronic redraw, no minimum
$50 for manual redraw, $500 minimum
Additional RepaymentsCan be made at any time without penalty
No minimum or maximum
Multiple Loan SplitsUp to 4 splits available at no cost
Repayment FrequencyWeekly (Not available on Interest Only)
Fortnightly (Not available on Interest Only)
Monthly
Repayment MethodElectronic transfer
Direct Debit
Salary credit/salary sacrifice
Switch LoansYes
Fees & Charges Breakdown
Application Fee$440
Funder's Processing Fee$0
Third Party Valuation Fee$250
^Valuation Fee includes one free Valuation up to $330 if paid at application lodgement, otherwise higher fee at cost with a minimum of $330
^Loans >$1M: $0, covers up to $1,000
Extra Third Party Valuation Fee^At cost
Third Party Legal FeesAt cost
Estimate $330
^Legal fees do not cover disbursements, government charges, and any funder’s contract processing fee.
Other Upfront FeesConstruction Administration Fee:
$500

Construction Progress Inspection Fee:
$300 same state borrower
$750 interstate borrower
Settlement Fee$150
$295 if Construction
Monthly Fee$0
$10 if Offset account selected
Annual Fee$0
Discharge Fee$500
Early Repayment/Termination Fees$0
Securities
Acceptable Security TypesRefer to your Finance Manager for security acceptance policy
Guarantor - FamilyYes
Guarantor - OtherNo
Borrower Eligibility
PAYGYes
Self EmployedYes
ExpatNo
Non-ResidentNo
Discretionary TrustYes
CompanyYes