Fix & Forget

%

p.a.

Fixed 2 years

%*

p.a.

Comparison rate

%

p.a.

Fixed 3 years

%*

p.a.

Comparison rate

A hot fixed rate with flexible repayments available and an optional 100% offset account!

Key Features

  • Choose between weekly, fortnightly and monthly repayments
  • Make extra repayments at any time, up to $20,000 per annum
  • Protect your interest rate
  • Optional 100% offset account
Additional features
Total upfront fees$1,170^
Offset availableOptional
$10/month
Extra repayments$20,000 per annum, per split
Annual loan administration fee$0
Minimum loan amount$50,000
Maximum loan amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities

PAYG Applicants

Self-Employed Applicants

Company Applicants

Discretionary Trust

Your home, your choice

Get peace of mind with fixed repayments for two or three years – you choose! Protect your interest rate against nasty unexpected rate rises.

Our friendly finance managers are on call to answer any of your questions.

  • Be in control, choose your fixed term
  • Purchases and refinances
  • 100% offset available on a fixed rate!

Apply right now!

Fill in our ezy no-obligation form and one of our Finance Managers will call you back within one business day.

Everything you need to know in one place

All Features
Min Loan Amount$50,000
Max Loan Amount<90% LVR; $1,000,000 Single Security
<80% LVR; $3,500,000 Single Security
<75% LVR; $4,000,000 multiple Securities
<70% LVR; $4,500,000 multiple Securities
<65% LVR; $5,000,000 multiple Securities
Max Loan Term30 Years
Max LVR80% for Purchases and Refinances
90% plus LMI for purchases, capped at 95% - add 0.10% to rate over 80%
90% including LMI for refinances - add 0.10% to rate over 80%
Construction AvailableNo
Debt ConsolidationYes
Cash Out/Equity ReleaseYes
Loan Increases/Top UpsYes
Interest Only RepaymentsNo
Accounts & Repayments
100% OffsetTransactional Offset is optional at $10/month
VISA debit card with Offset Account
Full Redraw FacilityNo
Additional Repayments$20,000 extra per year, per split
Multiple Loan SplitsUp to 4 splits available at no cost
Repayment FrequencyWeekly
Fortnightly
Monthly
Repayment MethodElectronic transfer
Direct Debit
Salary credit/salary sacrifice
Switch LoansYes
Fees & Charges Breakdown
Application Fee$440
Loan Processing Fee$0
Third Party Valuation Fee$250
^Valuation Fee includes one free Valuation up to $330 if paid at application lodgement, otherwise higher fee at cost with a minimum of $330
Extra Third Party Valuation Fee^At cost
Third Party Legal FeesAt cost
Estimate $330
^Legal fees do not cover disbursements, government charges, and any funder’s contract processing fee.
Other Upfront Fees$0
Settlement Fee$150
Monthly Fee$0
$10 if Offset account selected
Annual Fee$0
Discharge Fee$500
Early Repayment/Termination Fees$0
Securities
Acceptable Security TypesRefer to your Finance Manager for security acceptance policy
Guarantor - FamilyYes
Guarantor - OtherNo
Borrower Eligibility
PAYGYes
Self EmployedYes
ExpatNo
Non-ResidentNo
Discretionary TrustYes
CompanyYes