Prime SMSF

Our Lowest SMSF Variable Rates From:

LVR & LocationVariable Interest RateComparison RateLiquidity RequirementMin Net Asset RequirementRisk Fee

Up to 80% LVR

Metro or Regional Locations

No Mortgage Insurance

New or Established SMSF

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Everything you need to know in one place

All Features
Rate TypeVariable
Min Loan Amount$150,000
Max Loan AmountMetro - $1,250,000
Regional - $500,000
Max Loan Term30 Years
Max LVRMetro 80% LVR
Regional 60% LVR
Construction AvailableNo
Debt ConsolidationNo
Cash Out/Equity ReleaseNo
Loan Increases/Top UpsNo
Interest Only RepaymentsAvailable
Add 0.30% to rate up to 5 years
Accounts & Repayments
100% OffsetNo
Full Redraw FacilityNo
Additional RepaymentsUnlimited
Multiple Loan SplitsUp to 4 splits available
Repayment FrequencyWeekly
Fortnightly
Monthly
Repayment MethodElectronic transfer
Direct Debit
Switch LoansYes
Fees & Charges Breakdown
Application Fee$0
Loan Processing Fee$0
Third Party Valuation Fee$250

^Valuation Fee includes one free Valuation up to $330 if paid at application lodgement, otherwise higher fee at cost with a minimum of $330
Regional: Mileage charges may apply
Extra Third Party Valuation Fee^At cost
Third Party Legal FeesAt cost
Estimate $770^

^Legal fees do not cover disbursements, government charges, and any funder’s contract processing fee.
Other Upfront Fees$0
Settlement Fee$0
Monthly Fee$0
Annual Fee$395
Discharge Fee$895
Early Repayment/Termination Fees$0
Securities
Acceptable Security TypesRefer to your Finance Manager for security acceptance policy
Guarantor - FamilyNo
Guarantor - OtherYes
Borrower Eligibility
PAYGYes
Self EmployedYes
ExpatNo
Non-ResidentNo
Discretionary TrustYes
Corporate Trustee only no Individual Trustees
CompanyYes
Corporate Trustee only no Individual Trustees